Search for a Class 1 worksheet on money and you will find page after page of dimes, quarters and pounds. That is no help to a child in Lucknow or Pune who pays for toffees in rupees. Indian children learn money best with the coins and notes they actually see at the kirana shop, the vegetable cart and the school canteen.
Print-ready worksheets for this topic
Times Tables, Time & Money Worksheets PDF – Tables 2–10, Clock, Calendar & Indian Rupees (41 Pages) – A4 PDF, instant download. ₹99 ₹199
This guide is rupee-only. You will find a value table for Indian coins and notes from ₹1 to ₹500, a step-by-step way to teach money, a pretend kirana-shop game, UKG questions, 10 word problems and a subtraction set, all with answers, plus a table showing what Class 1 and Class 2 children are usually expected to do.
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Quick answer: Good money practice for Class 1 and Class 2 covers:
- UKG and early Class 1: recognise ₹1, ₹2, ₹5 and ₹10 coins and add small amounts.
- Class 1: count coins and notes up to ₹50, add two prices, simple change from ₹10 or ₹20.
- Class 2: notes up to ₹500, make an amount in two ways, bills, and change from ₹50 or ₹100.
- Best method: real coins first, then a shop game, then worksheets.
Indian coins and notes: value table (₹1 to ₹500)
Start by laying out real coins and notes and talking about each one. The table below shows what children commonly see today and simple ways to make each amount.
| Amount | Coin or note | The same as |
|---|---|---|
| ₹1 | Coin | One ₹1 coin |
| ₹2 | Coin | Two ₹1 coins |
| ₹5 | Coin | Five ₹1 coins, or ₹2 + ₹2 + ₹1 |
| ₹10 | Coin and note | Two ₹5 coins, or five ₹2 coins |
| ₹20 | Coin and note | Two ₹10, or four ₹5 coins |
| ₹50 | Note | Five ₹10, or ₹20 + ₹20 + ₹10 |
| ₹100 | Note | Two ₹50 notes, or five ₹20 notes |
| ₹200 | Note | Two ₹100 notes, or four ₹50 notes |
| ₹500 | Note | Five ₹100 notes, or ₹200 + ₹200 + ₹100 |
One thing confuses almost every child: a bigger coin is not always worth more. Put a ₹1 coin next to a ₹2 coin and a ₹5 coin and ask which buys more. Children have to look at the number, not the size. Paise coins are rarely used now, so many schools begin with rupees only at this stage.
How to teach money to kids, step by step
Worksheets work much better once a child has handled real money. Follow this order over two or three weeks:
- Sort and name. Tip a purse of coins onto the table. Sort them into ₹1, ₹2, ₹5 and ₹10 piles and read the number on each.
- Count one kind. Count ₹1 coins up to 10, then ₹2 coins in twos, ₹5 coins in fives and ₹10 notes in tens. This is where skip counting and times tables start to feel useful.
- Count mixed money. Always start with the biggest coin or note: ₹10, then 15, 17, 18. Children who know their number names from 1 to 100 can write the total in words too.
- Make an amount two ways. “Show me ₹10 with coins.” Then “Show me ₹10 a different way.”
- Compare. Who has more, ₹15 or ₹12? Our guide to greater than and less than uses the same thinking.
- Give change by counting up. Toffee costs ₹7, you pay ₹10: count up from 7 (8, 9, 10), so the change is ₹3. Practise counting on with our before and after numbers activities.
- Move to paper. Only now bring out worksheets with drawn coins, prices and bills.
The pretend kirana-shop game
This is the single most useful money activity for ages 5 to 8, at home or in class. Set up a “shop” with real packets and fruit, write price tags, and give your child a small purse of coins (real or paper).
| Item | Price | Item | Price |
|---|---|---|---|
| Toffee | ₹1 | Biscuit packet | ₹10 |
| Eraser | ₹3 | Notebook | ₹25 |
| Pencil | ₹5 | Milk packet | ₹30 |
| Banana | ₹6 | Bread | ₹40 |
Shop questions (answers in brackets):
- A pencil and an eraser cost how much? (₹8)
- How much do 2 bananas cost? (₹12)
- A biscuit packet, a toffee and a pencil cost how much? (₹16)
- You buy bread and pay with a ₹50 note. What change do you get? (₹10)
- You buy milk and a notebook and pay ₹100. What change do you get? (₹45, because ₹30 + ₹25 = ₹55 and ₹100 − ₹55 = ₹45)
- You have ₹20. Can you buy the notebook? (No, you need ₹5 more)
Classroom tip: make groups of four with one shopkeeper and three customers. Swap roles every five minutes. The shopkeeper writes a simple bill for each customer, which is great handwriting practice too.
UKG money worksheet with answers
For UKG children, keep to small coins and amounts up to ₹10. Read each question aloud and let your child use real coins.
| Question | Answer |
|---|---|
| How many ₹1 coins make ₹5? | 5 |
| Which is more, ₹2 or ₹5? | ₹5 |
| ₹1 + ₹1 + ₹1 = ? | ₹3 |
| ₹5 + ₹2 = ? | ₹7 |
| Which two coins make ₹3? | ₹2 and ₹1 |
| How many ₹2 coins make ₹4? | 2 |
| ₹5 + ₹5 = ? | ₹10 |
| Which is less, ₹10 or ₹1? | ₹1 |
Class 1 worksheet on money: 10 word problems with answers
Problems 1 to 6 suit Class 1. Problems 7 to 10 are a step up for late Class 1 or Class 2. Ask your child to underline the numbers and circle the question word (how much, how many, left, change) before solving.
| No. | Word problem | Answer |
|---|---|---|
| 1 | Riya has a ₹5 coin and a ₹2 coin. How much money does she have? | ₹7 |
| 2 | A pencil costs ₹5 and an eraser costs ₹3. What is the total cost? | ₹8 |
| 3 | Aman had ₹20. He spent ₹8 on bananas. How much money is left? | ₹12 |
| 4 | An ice candy costs ₹10. Meera pays with a ₹20 note. How much change does she get? | ₹10 |
| 5 | Dev has three ₹10 notes and one ₹5 coin. How much money does he have? | ₹35 |
| 6 | How many ₹5 coins make ₹20? | 4 |
| 7 | Kabir has ₹50. He buys a ball for ₹35. How much money is left? | ₹15 |
| 8 | Ishaan buys 2 samosas at ₹15 each. How much does he pay? | ₹30 |
| 9 | A notebook costs ₹25 and a pen costs ₹12. What is the total cost? | ₹37 |
| 10 | Mummy buys tomatoes for ₹40 and onions for ₹30. She pays with a ₹100 note. How much change does she get? | ₹30 |
For problem 10, show the two steps clearly: first add (₹40 + ₹30 = ₹70), then subtract from the note (₹100 − ₹70 = ₹30).
Prefer ready-to-print pages?
Times Tables, Time & Money Worksheets PDF – Tables 2–10, Clock, Calendar & Indian Rupees (41 Pages) – A4 PDF, instant download. ₹99 ₹199
Money subtraction worksheet with answers
These sums practise “how much is left” and “how much change”. The first four have no borrowing; the last four suit Class 2.
| Sum | Answer | Sum | Answer |
|---|---|---|---|
| ₹10 − ₹4 | ₹6 | ₹50 − ₹35 | ₹15 |
| ₹20 − ₹10 | ₹10 | ₹100 − ₹45 | ₹55 |
| ₹50 − ₹20 | ₹30 | ₹90 − ₹48 | ₹42 |
| ₹75 − ₹32 | ₹43 | ₹100 − ₹60 | ₹40 |
If your child struggles with ₹100 − ₹45, try counting up instead: from ₹45 to ₹50 is ₹5, from ₹50 to ₹100 is ₹50, so the answer is ₹55.
Five no-prep money games
These need nothing more than a purse of coins and a few minutes, so they fit before school, in a waiting room or as a classroom warm-up.
- Coin grab. Your child grabs a handful of coins, guesses the total, then counts to check. The closest guess wins a point.
- Three-coin challenge. Ask for ₹8 using exactly three coins (₹5 + ₹2 + ₹1). Then try ₹12, which has two answers: ₹5 + ₹5 + ₹2 and ₹10 + ₹1 + ₹1.
- Mystery purse. Put two coins in a closed hand and say the total, such as ₹7. Your child works out which coins are hiding (₹5 and ₹2).
- Price guess. At the shop, ask whether milk costs more or less than ₹50, then check the packet together.
- Piggy bank count. Once a month, empty the piggy bank, sort the coins into piles and count each pile in ones, twos, fives and tens.
Class 1 vs Class 2 worksheet on money: what changes?
Topics and their order vary between CBSE, ICSE and state boards, but this is the pattern many schools follow:
| Skill | Class 1 | Class 2 |
|---|---|---|
| Coins and notes | ₹1, ₹2, ₹5, ₹10 coins; ₹10, ₹20, ₹50 notes | All notes up to ₹500 |
| Counting money | Up to ₹50, usually one kind of coin at a time | Mixed notes and coins up to ₹500 |
| Adding prices | Two small prices, no carrying | Two or three prices, with carrying |
| Change | From ₹10 or ₹20 | From ₹50 or ₹100 |
| Making amounts | One way | Two or more ways |
| Bills | Read a price list | Fill in a simple bill and total it |
| Word problems | One step | One or two steps |
Printable money worksheet for Class 1 PDF
When your child is ready for paper practice, our Times Tables, Time & Money Worksheets PDF (₹99, 41 A4 pages, ages 6 to 9) has a full Indian money section from ₹1 to ₹500, drawn as simple coins and notes rather than real currency designs. Children count coins, count notes and coins together, make an amount in two ways and compare amounts with >, < and =. There is a kirana-store price list, change from ₹50 and ₹100, and two simple bills to complete. The same pack covers times tables 2 to 10, telling the time and the calendar, and four answer-key pages make checking quick.
Get the Tables, Time & Money Worksheets PDF – ₹99
If you want all of Class 1 maths in one place, the Class 1 Maths Worksheets PDF (₹149, 49 pages) includes ₹1, ₹2, ₹5 and ₹10 coins, ₹10, ₹20 and ₹50 notes, adding money and a mela shopping page, alongside numbers to 100, addition, subtraction and time. For older children, the Class 2 Maths Worksheets PDF (₹149, 50 pages) covers notes up to ₹500 and a shop bill with change questions.
See the Class 1 Maths Worksheets PDF – ₹149
You can also browse all our maths worksheets.
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Frequently asked questions
At what age should children learn about money?
Most children can start recognising coins at around 5, in UKG. Counting money, adding prices and giving change are usually taught in Class 1 and Class 2, between ages 6 and 8.
Which Indian coins and notes should a Class 1 child know?
Many schools expect Class 1 children to know the ₹1, ₹2, ₹5 and ₹10 coins and the ₹10, ₹20 and ₹50 notes. Higher notes such as ₹100, ₹200 and ₹500 usually come in Class 2.
How do I teach my child to give change?
Teach counting up. If something costs ₹7 and you pay ₹10, count up from 7 to 10 on your fingers: 8, 9, 10. Three fingers means the change is ₹3. Practise this in a pretend shop before using worksheets.
Are there answers for these money worksheets?
Yes. Every question on this page has its answer next to it, including the UKG questions, the shop questions, the 10 word problems and the subtraction sums.
Why does my child think a bigger coin is worth more?
Young children judge by size, which is natural. Put coins of different sizes side by side and ask your child to read the number on each. Repeat in a shop game until they always check the number first.
